/* institucional.siviajo.com — tokens y componentes alineados con el CSS inyectado por GTM en siviajo.com (GTM-WR6MCZWL) */
:root{
  --ink:#141833; --soft:#6B7191; --faint:#9AA0BC; --line:#EAEDF6;
  --brand:#1A237E; --brand-hover:#0F1859; --deep:#101547;
  --mint:#1DE9B6; --mint-ink:#08301F; --mint-soft:#E6FCF6;
  --bg:#ffffff; --bg-soft:#F6F7FA; --bg-tint:#F6F7FC;
  --nav-link:#565C82;
  --ft-text:#D5D9F0; --ft-muted:#AFB5DC; --ft-eyebrow:#6B72A8;
  --r-sm:10px; --r:14px; --r-lg:20px; --pill:999px;
  --shadow:0 18px 48px -14px rgba(16,21,71,.30);
  --shadow-sm:0 6px 20px -10px rgba(16,21,71,.25);
  --maxw:1328px; --gutter:24px;
  --font:Montserrat,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);font-size:16px;line-height:1.6;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:var(--brand)}
h1,h2,h3,h4{margin:0;line-height:1.2;letter-spacing:-.025em;color:var(--ink)}
p{margin:0}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--brand);color:#fff;padding:10px 16px;border-radius:var(--r-sm);font-weight:700;text-decoration:none}
.skip:focus{top:12px}
:focus-visible{outline:2.5px solid var(--mint);outline-offset:3px;border-radius:6px}
.container{max-width:var(--maxw);margin:0 auto;padding:0 var(--gutter)}

/* ---------- Topbar (sv-topbar) ---------- */
.topbar{background:var(--deep);color:var(--ft-muted);font-size:12.5px;height:38px}
.topbar .container{display:flex;align-items:center;justify-content:space-between;height:100%;gap:16px}
.topbar a{color:var(--ft-text);text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:color .15s ease}
.topbar a:hover{color:#fff}
.topbar b{color:#fff;font-weight:600}
.topbar .tb-right{display:flex;gap:22px}

/* ---------- Header / navbar ---------- */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);transition:box-shadow .2s ease}
.site-header.is-scrolled{box-shadow:0 8px 24px -18px rgba(16,21,71,.45)}
.site-header .container{display:flex;align-items:center;gap:20px;height:72px}
.brand img{height:40px;width:auto}
.nav{margin-left:auto}
.nav ul{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.nav a{position:relative;display:inline-flex;align-items:center;font-size:13.5px;font-weight:600;color:var(--nav-link);padding:11px 14px;letter-spacing:-.005em;text-decoration:none;transition:color .18s ease}
.nav a::after{content:"";position:absolute;left:14px;right:14px;bottom:2px;height:2.5px;border-radius:var(--pill);background:var(--mint);transform:scaleX(0);transition:transform .18s ease}
.nav a:hover{color:var(--brand)}
.nav a:hover::after,.nav a[aria-current="page"]::after{transform:scaleX(1)}
.nav a[aria-current="page"]{color:var(--ink)}
.nav .nav-ext{color:var(--soft)}
.btn-cta{display:inline-flex;align-items:center;gap:7px;background:var(--brand);color:#fff;font-size:12.5px;font-weight:700;line-height:1;padding:11px 16px;border-radius:var(--pill);text-decoration:none;white-space:nowrap;transition:background .18s ease}
.btn-cta:hover{background:var(--brand-hover);color:#fff}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:var(--r-sm);width:44px;height:44px;align-items:center;justify-content:center;color:var(--ink);cursor:pointer}
.menu-btn svg{width:22px;height:22px}

@media (max-width:960px){
  .topbar .tb-right a:not(:first-child){display:none}
  .site-header .container{height:64px}
  .brand img{height:34px}
  .menu-btn{display:inline-flex}
  .header-cta{display:none}
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 18px 30px -20px rgba(16,21,71,.4);display:none}
  .nav.is-open{display:block}
  .nav ul{flex-direction:column;align-items:stretch;padding:8px var(--gutter) 18px;gap:0}
  .nav a{padding:14px 4px;font-size:15px;border-bottom:1px solid var(--line)}
  .nav a::after{display:none}
  .nav li:last-child a{border-bottom:none}
  .nav .nav-cta{margin-top:14px}
  .nav .nav-cta .btn-cta{justify-content:center;width:100%;font-size:14px;padding:14px 18px;border-bottom:none}
}
@media (min-width:961px){.nav .nav-cta{display:none}}
@media (max-width:560px){.topbar .tb-fixed span{display:none}}

/* ---------- Botones ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:inherit;font-size:14px;font-weight:700;line-height:1;padding:14px 22px;border-radius:var(--pill);text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .18s ease,border-color .18s ease,color .18s ease,transform .18s ease}
.btn svg{width:17px;height:17px}
.btn-primary{background:var(--mint);color:var(--mint-ink)}
.btn-primary:hover{background:#12D6A5;color:var(--mint-ink)}
.btn-dark{background:var(--brand);color:#fff}
.btn-dark:hover{background:var(--brand-hover);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.06);color:#fff}
.btn-outline{background:#fff;color:var(--brand);border-color:#D5D9F0}
.btn-outline:hover{border-color:var(--brand);background:var(--bg-tint)}

/* ---------- Hero ---------- */
.hero{position:relative;background:var(--deep);color:#fff;overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:
  radial-gradient(60% 80% at 85% 10%,rgba(29,233,182,.18),transparent 60%),
  radial-gradient(50% 70% at 0% 100%,rgba(26,35,126,.9),transparent 70%),
  linear-gradient(135deg,#101547 0%,#1A237E 100%)}
.hero .container{padding-top:88px;padding-bottom:96px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--brand)}
.eyebrow::before{content:"";width:18px;height:2.5px;border-radius:var(--pill);background:var(--mint)}
.hero .eyebrow{color:var(--mint)}
.hero h1{color:#fff;font-size:clamp(34px,5.2vw,60px);font-weight:700;letter-spacing:-.035em;line-height:1.06;margin:18px 0 18px;max-width:17ch}
.hero h1 em{font-style:normal;color:var(--mint)}
.hero .lead{font-size:clamp(16px,1.5vw,18.5px);color:var(--ft-text);max-width:58ch;line-height:1.6}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;margin-top:64px;background:rgba(255,255,255,.12);border-radius:var(--r-lg);overflow:hidden}
.stat{background:rgba(16,21,71,.55);padding:22px 22px 20px;backdrop-filter:blur(4px)}
.stat b{display:block;font-size:clamp(24px,2.6vw,32px);font-weight:700;letter-spacing:-.03em;color:#fff;line-height:1.1}
.stat span{display:block;margin-top:6px;font-size:13px;color:var(--ft-muted);line-height:1.4}
@media (max-width:760px){
  .hero .container{padding-top:56px;padding-bottom:64px}
  .stats{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:44px}
  .hero .actions .btn{flex:1 1 100%}
}

/* ---------- Secciones ---------- */
.section{padding:96px 0}
.section.alt{background:var(--bg-soft)}
.section-head{max-width:720px;margin-bottom:48px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .eyebrow{justify-content:center}
.section-head h2{font-size:clamp(26px,3.2vw,40px);font-weight:700;margin-top:12px}
.section-head p{margin-top:14px;font-size:16.5px;color:var(--soft);line-height:1.65}
@media (max-width:760px){.section{padding:64px 0}.section-head{margin-bottom:32px}}

.split{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}
.split .prose p+p{margin-top:16px}
.prose p{color:var(--soft);font-size:16.5px;line-height:1.7}
.prose strong{color:var(--ink)}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:36px}}

.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.chip{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);background:#fff;border-radius:var(--pill);padding:9px 15px;font-size:13px;font-weight:600;color:var(--nav-link)}
.chip::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--mint)}

/* Banner de marcas */
.brands-banner{border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow);background:var(--deep)}
.brands-banner img{width:100%;height:auto;aspect-ratio:1920/700;object-fit:cover}

/* ---------- Cards ---------- */
.grid{display:grid;gap:20px}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:1000px){.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:860px){.grid-3{grid-template-columns:1fr}}
@media (max-width:520px){.grid-4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 28px;transition:border-color .2s ease,box-shadow .2s ease,transform .2s ease}
.card:hover{border-color:#D5D9F0;box-shadow:var(--shadow-sm);transform:translateY(-2px)}
.card h3{font-size:18.5px;font-weight:700;margin-top:18px}
.card p{margin-top:10px;color:var(--soft);font-size:15px;line-height:1.65}
.icon{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:14px;background:var(--bg-tint);color:var(--brand)}
.icon svg{width:24px;height:24px}
.card:hover .icon{background:var(--mint-soft)}

/* "Sí, a..." */
.yes-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.yes{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 22px}
.yes .tick{flex-shrink:0;width:32px;height:32px;border-radius:50%;background:var(--mint);color:var(--mint-ink);display:flex;align-items:center;justify-content:center}
.yes .tick svg{width:17px;height:17px}
.yes h3{font-size:16.5px;font-weight:700}
.yes p{margin-top:4px;color:var(--soft);font-size:14.5px;line-height:1.55}
@media (max-width:760px){.yes-list{grid-template-columns:1fr}}

/* ---------- Equipo ---------- */
.team-lead{display:grid;grid-template-columns:repeat(2,minmax(0,300px));justify-content:center;gap:20px;margin-bottom:20px}
.team{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.person{display:flex;flex-direction:column;align-items:center;text-align:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px 18px 22px}
.avatar{width:64px;height:64px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:20px;letter-spacing:-.02em;color:var(--brand);background:var(--bg-tint);border:2px solid #fff;box-shadow:0 0 0 1.5px var(--line)}
.team-lead .avatar{width:76px;height:76px;font-size:23px;background:var(--brand);color:#fff;box-shadow:0 0 0 3px var(--mint-soft)}
.person h3{font-size:15.5px;font-weight:700;margin-top:14px}
.person p{font-size:13px;color:var(--soft);margin-top:3px}
.person .in{margin-top:12px;display:inline-flex;align-items:center;gap:6px;font-size:12.5px;font-weight:700;color:var(--brand);text-decoration:none;padding:6px 12px;border-radius:var(--pill);background:var(--bg-tint);transition:background .18s ease}
.person .in:hover{background:var(--mint-soft)}
.person .in svg{width:14px;height:14px}
.team-more{margin-top:36px;text-align:center;font-size:17px;color:var(--soft)}
.team-more strong{color:var(--ink)}
@media (max-width:1000px){.team{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:620px){.team,.team-lead{grid-template-columns:repeat(2,minmax(0,1fr))}.person{padding:22px 12px 18px}}

/* ---------- Contacto ---------- */
.offices{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.office{display:flex;flex-direction:column;gap:6px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px 22px;text-decoration:none;color:inherit;transition:border-color .2s ease,box-shadow .2s ease}
.office:hover{border-color:#D5D9F0;box-shadow:var(--shadow-sm)}
.office .city{display:flex;align-items:center;gap:8px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--brand)}
.office .city svg{width:15px;height:15px;color:var(--mint)}
.office .addr{font-size:15px;font-weight:600;color:var(--ink);line-height:1.45}
.office .map{margin-top:auto;padding-top:10px;font-size:12.5px;font-weight:700;color:var(--soft);display:inline-flex;align-items:center;gap:6px}
.office:hover .map{color:var(--brand)}
.office .map svg{width:14px;height:14px}
@media (max-width:1000px){.offices{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.offices{grid-template-columns:1fr}}

.contact-panel{margin-top:28px;display:grid;grid-template-columns:1fr 1.4fr;gap:0;background:var(--deep);border-radius:var(--r-lg);overflow:hidden;color:#fff}
.contact-panel .cp-intro{padding:40px 36px;background:linear-gradient(160deg,#1A237E,#101547)}
.contact-panel h3{color:#fff;font-size:24px;font-weight:700}
.contact-panel .cp-intro p{margin-top:10px;color:var(--ft-text);font-size:15px}
.contact-panel .cp-lines{margin-top:24px;display:flex;flex-direction:column;gap:10px}
.contact-panel .cp-lines a{display:inline-flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:600;font-size:15px}
.contact-panel .cp-lines a:hover{color:var(--mint)}
.contact-panel .cp-lines svg{width:18px;height:18px;color:var(--mint)}
.wa-grid{padding:32px 36px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;align-content:center}
.wa{display:flex;align-items:center;gap:12px;padding:14px 16px;border-radius:var(--r);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.10);color:#fff;text-decoration:none;font-size:14.5px;font-weight:600;transition:background .18s ease,border-color .18s ease}
.wa:hover{background:rgba(29,233,182,.12);border-color:rgba(29,233,182,.5)}
.wa .wa-ico{flex-shrink:0;width:34px;height:34px;border-radius:50%;background:var(--mint);color:var(--mint-ink);display:flex;align-items:center;justify-content:center}
.wa .wa-ico svg{width:17px;height:17px}
.wa small{display:block;font-size:12px;font-weight:500;color:var(--ft-muted)}
@media (max-width:900px){.contact-panel{grid-template-columns:1fr}.contact-panel .cp-intro,.wa-grid{padding:28px 22px}}
@media (max-width:480px){.wa-grid{grid-template-columns:1fr}}

/* ---------- RRHH: GPTW ---------- */
.gptw{display:grid;grid-template-columns:auto 1fr;gap:44px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:40px 44px;box-shadow:var(--shadow-sm)}
.gptw .badge{width:132px;flex-shrink:0}
.gptw .badge img{width:100%;height:auto;filter:drop-shadow(0 10px 18px rgba(243,20,36,.18))}
.gptw h2{font-size:clamp(24px,2.8vw,34px);font-weight:700;margin-top:10px}
.gptw p{margin-top:12px;color:var(--soft);font-size:16px;line-height:1.7}
@media (max-width:760px){.gptw{grid-template-columns:1fr;gap:24px;padding:30px 24px;text-align:left}.gptw .badge{width:96px}}

/* Valores T-R-A-V-E-L */
.values{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.value{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px 26px 26px;overflow:hidden;opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease,border-color .2s ease}
.value.is-visible{opacity:1;transform:none}
.value:hover{border-color:#D5D9F0}
.value .letter{font-size:44px;font-weight:700;line-height:1;letter-spacing:-.04em;color:var(--brand)}
.value .letter::after{content:"";display:block;width:26px;height:3px;border-radius:var(--pill);background:var(--mint);margin-top:12px}
.value h3{font-size:18px;font-weight:700;margin-top:16px}
.value p{margin-top:8px;color:var(--soft);font-size:14.5px;line-height:1.6}
.travel-word{display:flex;justify-content:center;gap:clamp(6px,1.5vw,14px);margin:-12px 0 40px}
.travel-word span{width:clamp(38px,5vw,52px);height:clamp(38px,5vw,52px);display:flex;align-items:center;justify-content:center;border-radius:12px;background:var(--brand);color:#fff;font-weight:700;font-size:clamp(18px,2.2vw,24px)}
.travel-word span:nth-child(odd){background:var(--deep)}
@media (max-width:900px){.values{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.values{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){.value{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* Beneficios */
.benefit{display:flex;flex-direction:column;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 20px}
.benefit h3{font-size:15.5px;font-weight:700;line-height:1.35}
.benefit .icon{width:44px;height:44px;border-radius:12px}
.benefit .icon svg{width:22px;height:22px}

/* Banda CTA */
.cta-band{background:var(--deep);border-radius:var(--r-lg);padding:52px 48px;display:grid;grid-template-columns:1.4fr auto;gap:32px;align-items:center;color:#fff;position:relative;overflow:hidden;isolation:isolate}
.cta-band::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(50% 90% at 100% 0%,rgba(29,233,182,.22),transparent 60%),linear-gradient(135deg,#101547,#1A237E)}
.cta-band h2{color:#fff;font-size:clamp(24px,3vw,36px);font-weight:700}
.cta-band p{margin-top:12px;color:var(--ft-text);font-size:16px;max-width:60ch}
.cta-band p a{color:var(--mint);font-weight:700;text-decoration:none}
.cta-band .actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:flex-end}
@media (max-width:860px){.cta-band{grid-template-columns:1fr;padding:36px 24px}.cta-band .actions{justify-content:flex-start}.cta-band .actions .btn{flex:1 1 100%}}

.quote{max-width:860px;margin:48px auto 0;text-align:center;font-size:clamp(17px,1.8vw,20px);line-height:1.65;color:var(--ink);font-weight:500}
.quote strong{color:var(--brand)}

/* ---------- Footer (sv-footer) ---------- */
.site-footer{background:var(--deep);color:var(--ft-text)}
.sv-footer{max-width:var(--maxw);margin:0 auto;padding:56px var(--gutter) 26px;display:flex;flex-direction:column;gap:36px}
.sv-footer a{text-decoration:none;transition:color .15s ease}
.sv-cols{display:grid;grid-template-columns:1.25fr 1fr 1fr 1.1fr;gap:44px}
.sv-col{display:flex;flex-direction:column;gap:12px}
.sv-eyebrow{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ft-eyebrow);margin-bottom:3px}
.sv-col a,.sv-col span{font-size:14px;line-height:1.45;color:var(--ft-text)}
.sv-col a:hover{color:var(--mint)}
.sv-brand img{height:46px;width:auto;filter:brightness(0) invert(1);opacity:.96}
.sv-footer .sv-legal{font-size:13px;line-height:1.55;color:var(--ft-muted);max-width:34ch}
.sv-suc{display:block;font-size:12.5px !important;line-height:1.45;color:var(--ft-muted) !important}
.sv-suc b{display:block;font-size:10.5px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--ft-eyebrow);margin-top:6px}
.sv-rrss{display:flex;gap:10px;margin-top:6px}
.sv-rrss a{display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:99px;background:rgba(255,255,255,.10);color:var(--ft-text);transition:background .18s ease,color .18s ease}
.sv-rrss a:hover{background:var(--mint);color:var(--mint-ink)}
.sv-certbar{display:flex;align-items:center;gap:40px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);padding-top:28px}
.sv-sello{display:flex;align-items:center;gap:18px;flex:1 1 420px;min-width:0}
.sv-sello>img{width:76px;height:76px;flex-shrink:0}
.sv-certtxt{display:flex;flex-direction:column;gap:5px;min-width:0}
.sv-certtxt b{font-size:14.5px;color:#fff;font-weight:700;line-height:1.35}
.sv-certtxt .sv-legal{margin:0;max-width:46ch}
.sv-certtxt a{color:var(--mint);font-size:12.5px;font-weight:700}
.sv-certtxt a:hover{color:#7FF5D6}
.sv-org{display:flex;align-items:center;justify-content:center;background:#fff;border-radius:9px;padding:7px 10px;flex-shrink:0}
.sv-org img{max-height:30px;max-width:104px}
.sv-avales{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.sv-aval{display:flex;align-items:center;justify-content:center;background:#fff;border-radius:10px;padding:9px 13px}
a.sv-aval{transition:transform .18s ease}
a.sv-aval:hover{transform:translateY(-2px)}
.sv-afip img{height:54px;width:auto}
.sv-bottom{display:flex;align-items:center;justify-content:space-between;gap:18px;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;flex-wrap:wrap}
.sv-bottom,.sv-bottom a{font-size:12.5px;color:var(--ft-eyebrow)}
.sv-bottom a:hover{color:var(--mint)}
.sv-pols{display:flex;gap:22px;flex-wrap:wrap}
@media (max-width:900px){
  .sv-footer{padding:38px 18px 22px;gap:28px}
  .sv-cols{grid-template-columns:1fr 1fr;gap:28px}
  .sv-bottom{flex-direction:column;align-items:flex-start;gap:10px}
  .sv-certbar{flex-direction:column;align-items:stretch;gap:18px;padding-top:24px}
  .sv-sello{flex:1 1 auto;width:100%;align-items:flex-start;gap:13px;flex-wrap:wrap}
  .sv-sello>img{width:52px;height:52px}
  .sv-certtxt{flex:1 1 calc(100% - 70px);max-width:calc(100% - 70px);gap:4px}
  .sv-certtxt b{font-size:13.5px}
  .sv-certtxt .sv-legal{max-width:none;font-size:12.5px}
  .sv-org{flex:0 0 auto;margin-top:2px;padding:6px 9px}
  .sv-org img{max-height:26px;max-width:88px}
  .sv-avales{gap:10px}
  .sv-aval{padding:7px 10px}
}
@media (max-width:520px){.sv-cols{grid-template-columns:1fr}}

/* WhatsApp flotante */
.wa-float{position:fixed;right:18px;bottom:18px;z-index:40;width:56px;height:56px;border-radius:50%;background:var(--mint);color:var(--mint-ink);display:flex;align-items:center;justify-content:center;box-shadow:0 12px 28px -10px rgba(8,48,31,.55);transition:transform .18s ease}
.wa-float:hover{transform:scale(1.06)}
.wa-float svg{width:26px;height:26px}

/* Hero en dos columnas + helpers */
.hero-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:56px;align-items:center}
.hero-media{margin:0;border:1px solid rgba(255,255,255,.12);box-shadow:0 30px 60px -24px rgba(0,0,0,.55)}
.hero-media figcaption{padding:12px 18px;font-size:12px;font-weight:600;letter-spacing:.06em;color:var(--ft-muted);background:rgba(16,21,71,.85)}
.hero-grid .stats{max-width:none}
@media (max-width:960px){.hero-grid{grid-template-columns:1fr;gap:36px}}
.container.narrow{max-width:880px}
.prose.center{text-align:center}
.chips.center{justify-content:center}
.sv-footer img{max-width:none}
.prose p+p{margin-top:16px}
@media (max-width:760px){.prose.center{text-align:left}}
.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--r-lg);padding:28px;backdrop-filter:blur(6px);max-width:460px;justify-self:end;width:100%}
.hero-card .hc-top{display:flex;align-items:center;gap:16px;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,.12)}
.hero-card .hc-top img{width:56px;height:auto;flex-shrink:0}
.hero-card .hc-top b{display:block;color:#fff;font-size:17px}
.hero-card .hc-top span{display:block;color:var(--ft-muted);font-size:13.5px;margin-top:2px}
.hero-card ul{list-style:none;margin:18px 0 0;padding:0;display:flex;flex-direction:column;gap:12px}
.hero-card li{display:flex;align-items:center;gap:12px;color:#fff;font-weight:600;font-size:15px}
.hero-card .icon{width:38px;height:38px;border-radius:11px;background:rgba(29,233,182,.14);color:var(--mint)}
.hero-card .icon svg{width:19px;height:19px}
@media (max-width:960px){.hero-card{justify-self:stretch;max-width:none}}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px 22px}
.step .n{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--mint);color:var(--mint-ink);font-weight:700;font-size:15px}
.step h3{font-size:16.5px;font-weight:700;margin-top:14px}
.step p{margin-top:6px;color:var(--soft);font-size:14.5px;line-height:1.55}
@media (max-width:1000px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}
@media (max-width:960px){.nav a{display:flex}.nav .nav-cta .btn-cta{color:#fff}}

/* ---------- Términos y condiciones ---------- */
.hero-sm .container{padding-top:64px;padding-bottom:64px}
.hero-sm h1{font-size:clamp(32px,4.4vw,52px)}
.legal-wrap{padding-top:48px}
.legal-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-bottom:48px}
.legal-card{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:22px;text-decoration:none;color:var(--ink);transition:border-color .2s ease,box-shadow .2s ease}
.legal-card:hover{border-color:#D5D9F0;box-shadow:var(--shadow-sm)}
.legal-card .icon{margin-bottom:6px}
.legal-card b{font-size:16px}
.legal-card span:last-child{font-size:14px;color:var(--soft);line-height:1.5}
.legal-layout{display:grid;grid-template-columns:300px minmax(0,1fr);gap:56px;align-items:start}
.legal-toc{position:sticky;top:96px;max-height:calc(100vh - 120px);overflow:auto;padding-right:6px}
.legal-toc summary{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--brand);cursor:pointer;list-style:none;padding:4px 0 12px}
.legal-toc summary::-webkit-details-marker{display:none}
.toc,.toc ol{list-style:none;margin:0;padding:0}
.toc>li{margin-bottom:14px}
.toc a{text-decoration:none;color:var(--soft);font-size:13px;line-height:1.4;display:block;padding:4px 0}
.toc a:hover{color:var(--brand)}
.toc .toc-h{color:var(--ink);font-weight:700;font-size:14px}
.toc ol{border-left:2px solid var(--line);margin:4px 0 0 2px;padding-left:12px}
.legal{max-width:78ch;font-size:15.5px;line-height:1.75;color:#3A3F5E}
.legal h2{font-size:clamp(22px,2.4vw,28px);font-weight:700;margin:56px 0 18px;padding-top:24px;border-top:1px solid var(--line);scroll-margin-top:96px}
.legal h2:first-child{margin-top:0;padding-top:0;border-top:none}
.legal h3{font-size:16.5px;font-weight:700;letter-spacing:-.01em;color:var(--brand);margin:34px 0 10px;scroll-margin-top:96px}
.legal p{margin:0 0 12px}
.legal strong{color:var(--ink)}
.legal a{color:var(--brand);font-weight:600}
.legal-help{margin-top:40px !important;padding:20px 22px;border-radius:var(--r);background:var(--bg-tint);color:var(--ink)}
@media (max-width:960px){
  .legal-cards{grid-template-columns:1fr}
  .legal-layout{grid-template-columns:1fr;gap:28px}
  .legal-toc{position:static;max-height:none;background:var(--bg-soft);border-radius:var(--r);padding:14px 18px}
  .legal-toc summary{padding:4px 0}
  .legal-toc details[open] summary{padding-bottom:12px}
}
.toc ol a{font-size:12.5px}
.legal-toc summary{display:flex;align-items:center;justify-content:space-between}
@media (max-width:960px){.legal-toc summary::after{content:"";width:8px;height:8px;border-right:2px solid var(--brand);border-bottom:2px solid var(--brand);transform:rotate(45deg);transition:transform .2s ease;margin-right:4px}.legal-toc details[open] summary::after{transform:rotate(-135deg)}}
@media (max-width:560px){.legal-cards{gap:10px;margin-bottom:32px}.legal-card{flex-direction:row;align-items:center;gap:14px;padding:14px 16px}.legal-card .icon{margin:0;width:40px;height:40px;flex-shrink:0}.legal-card span:last-child{display:none}.legal-card b{font-size:15px}}
.office .badge{margin-left:auto;font-size:10px;letter-spacing:.06em;padding:4px 8px;border-radius:var(--pill);background:#FFF4E0;color:#8A5A00;white-space:nowrap}
.office.is-closed{background:var(--bg-soft)}
.office.is-closed .addr{color:var(--soft)}
.office.is-closed .map{font-weight:600}